Numismatics and Silver Stacking

 Thought I'd share on something less financially serious but more of a hobby. In recent years, I got interested in collecting coins, silver, gold and currency notes. Most people would associate this with what the older generation folks used to do or are still doing.

Numismatics is the study or collection of currency, including coins, tokens, paper money and related objects. Nowadays, whenever I receive my change, I would take a second glance to check for error notes/coins as well as special serial numbers. When silver/gold coins are minted in limited quantities, I would also look to get them and send them for grading by a third-party coin-grading service such as NGC or PCGS. The highest grade that a coin/note can receive is 70 which states that it is Gem Uncirculated and there are no flaws that can be seen under x5 magnification.

For me, the act/hobby of collecting and accumulating precious metal coins and currency notes serves as a type of hedge. One is liquidity and I am able to use the notes for their face value. Two, silver and gold often serves as a hedge against inflation and they are a store a value, though they do not pay out/generate income.

If you are interested to see the items I have for sale, you can take a look at my listings here! There are other collectibles apart from coins and notes.

If you are a fellow silverbug/silver stacker, check out our merch store here! There might be something you are interested in!

PSA, if you missed out last year, Google Pay will give you $3 cashback after your first transaction. Use it to transfer money to your family and friends weekly to earn more! Click here to get started!

Let me know your thoughts and comments on numismatics and such hobbies!

SG FI Dad, out.

Goals for 2021

 It is typical for anyone to have resolutions and goals for the new year. I am like any normal person and have set my sights on certain goals to be completed for 2021. The saying goes 'If you fail to plan, you plan to fail'. More importantly for me, incremental goals help me get some small wins and keeps my wife and I motivated on this journey.

Health related:

Lose 5kg and lower my blood cholesterol levels.

Both guys and girls struggle with body image issues. Recently with our LO around, it has been more difficult to find time for workouts. When I went for a recent health check-up, the nurse told me that my 'bad' cholesterol was on the upper range limit. This was a first and a wake-up call. No point doing so much financially but not staying healthy to reap the benefits in the future. My wife and I will be looking to workout at least 3 times a week in the upcoming year.

Precious Metals:

Add >1 oz of gold; Add >30oz of silver

Just a little hobby of mine. Gold and silver here includes graded and non-graded precious metals, bars and coins. Kinda see this as a hedge and having the physical metal to hold is just different from having it on 'paper'.

Investment related:

Continue with DCA strategy with new exposures; Increase CPF top-ups; Increase SRS top-ups.

We are going to continue with our DCA strategy but look for more areas that may have growth. In the upcoming year, we will also look to top-up our CPF and SRS accounts for investment and tax-deduction purposes.

That is some of the goals that we have set for ourselves this year. I will update accordingly every quarter and monitor our progress.

PSA, if you missed out last year, Google Pay will give you $3 cashback after your first transaction. Use it to transfer money to your family and friends weekly to earn more! Click here to get started!

SG FI Dad, out.

ICYMI: Google Pay Promo and Upcoming 11.11 Sale!

Great news! Google Pay has extended their current promotion for new sign-ups. 

You can sign up through this link and get $5 for free! You just need your phone and download the Google Pay application. There are other offers and rewards inside. To check out a step by step guide on setting up your application, you can refer to my older post here.

In other news, 11.11 is coming up (in exactly a week's time) and this is usually when I look around for some deals for the LO and my wife. One way you can save is by using cashback applications like Shopback! By clicking on the link, you can receive $5 (with a min. spend of $20) Shopback has been one of my go-to apps because it has a really extensive list of retailers and shops and this is not limited to only online retailers. 

Share with me your other promos and tips for the upcoming 11.11 sale!

SG FI Dad, out.

ICYMI: Google Pay Promo

 Just a quick heads-up to everyone who might have missed out on the Google Pay promotion. You can still get CASHBACK when you Paynow your friends or family! This promotion has been extended to 31 Oct and hopefully it continues.

You can get $5 just by signing up with your phones here! 

1. Follow the steps in the set-up guide.
2. Check that you have opted-in for Offers and Rewards when prompted; You can double check this under settings by clicking through Profile→Settings→Offers and Rewards→Toggle on Opt-In.
3. Make a payment of at least $10 through the Google Pay App.

This $10 payment can be sent to your friends and family. After you received the $5 cashback just get them to send it back to you via the App. Best of all, this is all done via Paynow and the process is very quick.

You can also receive up to two scratch card rewards for doing 2 PayNow transactions of at least $10 to two different friends/families via the Google Pay App. This scratch card may award up to $15! I have not been that lucky and received a total of a few dollars so far (free money, just take). Just repeat this process till the end of the promo (31 Oct) every week. It can be the same few friends that you transfer to. Just a quick reminder that Google's week resets on Monday at around 830am.

Remember you can sign up through this link and get $5 for free!

Share with me your other promos and tips!!

SG FI Dad, out.